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Health Insurance

In the United States (U.S.), one day in the hospital may cost more than $10,000. Because international students are not eligible to use U.S. government or Minnesota public assistance programs, and because in the past international student have purchased inadequate health insurance, the University of Minnesota now requires all international students to purchase the Student Health Benefit Plan (SHPB).

DO NOT purchase other health insurance from your government or private insurance providers; otherwise you will be paying for two insurance policies. Your payment for the SHBP and the Student Services Fee each semester will allow you to be seen at Health Service for most services at no cost and some services at a reduced cost.

Coverage under SHBP is guaranteed for incoming international students from the time they arrive at the University of Minnesota, Morris and begin orientation. The cost of pre-semester coverage is extra and added to the fall semester assessment amount. Coverage continues as long as the student meets the Health Service criteria for eligibility.

To learn more about the Student Health Benefit Plan, see the Office of Student Health Benefits. This Web site lists the benefits in your plan. Please note that dental services are not included in this plan. If you need to see a dentist, you will be responsible for the costs that are incurred.